Privacy Policy

0Overview

Financially Free Today ("we," "us," or "our") is operated by [LEGAL ENTITY NAME], a company incorporated in [STATE]. This Privacy Policy describes how we collect, use, and protect information about you when you use Financially Free Today at FinanciallyFreeToday.com and any related services (collectively, the "Service").

By using the Service, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use the Service.

1Information We Collect

Information you provide directly:

• Account information — your name, username, and email address when you register
• Financial data — income, expenses, account balances, investment values, debt information, mortgage details, and FIRE goals that you enter manually into the Service
• Profile preferences — your FIRE type, target retirement age, and related planning preferences

Information collected automatically:

• Usage data — pages visited, features used, and interactions within the Service
• Device information — browser type, operating system, and IP address
• Log data — server logs including access times and error reports

Information we do NOT collect:

• We do not connect to your bank accounts or financial institutions directly
• We do not collect or store payment card numbers
• We do not access any financial data other than what you manually enter

2How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain the Service
• Create and manage your account
• Display your financial dashboard and FIRE calculations
• Send you transactional emails such as account verification and password resets
• Respond to your support requests and communications
• Improve and develop new features of the Service
• Monitor for fraudulent activity and maintain security
• Comply with legal obligations

We do not use your financial data to train machine learning models, sell targeted advertising, or share with third parties for their own marketing purposes.

3Data Storage & Security

Your data is stored using Supabase, a database platform that is SOC 2 Type II certified. All data is encrypted at rest and in transit using industry-standard TLS encryption.

Your financial data entered in the dashboard is currently stored in your browser's local storage as well as in our secure database. Local storage means data is saved on your device and is not transmitted until you explicitly save it to your account.

While we implement reasonable security measures, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

4Sharing Your Information

We do not sell, rent, or trade your personal information. We may share your information only in the following limited circumstances:

• Service providers — trusted third-party vendors who help us operate the Service (such as Supabase for database hosting, and email delivery services), bound by confidentiality agreements
• Legal compliance — if required by law, court order, or governmental authority
• Protection of rights — to protect the rights, property, or safety of Financially Free Today, our users, or the public
• Business transfers — in the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before this occurs.

5Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access — request a copy of the personal data we hold about you
• Correction — request that we correct inaccurate or incomplete data
• Deletion — request that we delete your account and personal data
• Portability — request your data in a portable format (we support JSON export from within the app)
• Objection — object to how we process your data in certain circumstances

To exercise any of these rights, contact us at [privacy@yourdomain.com]. We will respond within 45 days.

If you are a California resident, you have additional rights under the CCPA, including the right to know what personal information is being collected, the right to opt out of the sale of personal information (we do not sell personal information), and the right to non-discrimination for exercising your rights.

6Cookies & Tracking

We use minimal cookies and similar tracking technologies to operate the Service. Specifically:

• Authentication cookies — to keep you signed in to your account (set by Supabase)
• Session storage — temporary data used during onboarding, cleared when you close your browser
• Local storage — your dashboard data stored on your device for performance

We do not use advertising cookies, cross-site tracking, or analytics platforms that sell data. We do not use Google Analytics or Facebook Pixel.

7Children's Privacy

The Service is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us and we will delete that information promptly.

8Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the effective date at the top. For significant changes, we will also send an email notification to registered users.

Your continued use of the Service after changes become effective constitutes your acceptance of the revised policy.

9Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Email: [privacy@yourdomain.com]
• Company: [LEGAL ENTITY NAME]
• Address: [MAILING ADDRESS]